Comprehensive Complaints & Alternative Dispute-Resolution (ADR) Procedure
1. Purpose & Policy Statement
SkinJoker Tech Ltd. (“SkinJoker,” “we,” “our”) is committed to providing a transparent, fair, and timely mechanism for resolving player complaints and disputes related to the cryptocurrency-based gaming services offered via skinjoker.com (the “Site”). This Procedure establishes a multi-stage complaint-handling system and an optional ADR pathway that—while not mandated by a state regulator—aligns with ISO 10002:2018 (Customer-Satisfaction Management), UKGC LCCP SR Code 6 best practice, and the EU ADR Directive 2013/11/EU.
2. Regulatory Context & Guiding Principles
Framework | Relevance |
---|---|
ISO 10002:2018 | Complaint-management system design & continuous improvement |
EU ADR 2013/11 | Quality requirements for impartiality, transparency, effectiveness |
UKGC LCCP SR 6 | Timelines, escalation, ADR provider criteria |
Hong Kong Trade Descriptions Ordinance | Prohibits misleading commercial practices; ensures redress mechanisms |
GDPR Arts. 77-79 | Right to lodge complaints with supervisory authority |
Core Principles: Accessibility • Fairness • Confidentiality • Timeliness • Transparency • Non-Retaliation.
3. Scope & Applicability
In Scope | Out of Scope* |
---|---|
Disputes over wager settlement, game malfunctions, bonus eligibility, wallet credits/debits, withdrawal processing, KYC decisions, RG tool enforcement, staff conduct | General feedback or suggestions; matters already litigated or arbitrated; requests lodged outside the 30-day window without exceptional reason |
* Out-of-scope items are routed to Feedback Management (CSR-004 SOP).
4. Definitions
See Appendix A for the full glossary; key terms include Complaint, Dispute, ADR, Working Day.
5. Roles & Responsibilities
Role | Responsibilities |
---|---|
Player | Submit complete, truthful information; cooperate during investigation; keep personal data current. |
Customer-Support Agent (CSA) | Stage 1 intake, acknowledgement, simple resolutions, CRM logging. |
Complaints Officer (CO) | Stage 2 review, evidence collation, root-cause analysis, decision drafting. |
Head of Player Protection (HPP) | Approval of Stage 2 decisions involving RG tools or AML suspensions. |
Chief Compliance Officer (CCO) | Oversight of the entire framework, quarterly Board reporting. |
Independent ADR Body | Impartial mediation or arbitration, compliance with ISO 17024 competence criteria. |
6. Complaint Categories & Severity Matrix
Code | Category | Severity | Examples | Default Stage 1 SLA |
---|---|---|---|---|
C-01 | Financial (Deposits/Withdrawals) | High | Withdrawal delay, incorrect payout | 24 h |
C-02 | Game Outcome / RNG | High | Alleged wrong result, game freeze | 24 h |
C-03 | Bonus & Promotions | Medium | Wagering calculation, expiry disputes | 48 h |
C-04 | Account & KYC | Medium | Verification delay, document rejection | 48 h |
C-05 | Responsible-Gaming | High | Limit not applied, self-exclusion breach | 24 h |
C-06 | Staff Conduct | Low–Medium | Rudeness, unprofessional chat | 5 days |
C-07 | Privacy & Data | High | Alleged GDPR breach, data disclosure | 24 h |
Severity influences escalation priority but not outcome fairness.
7. How to File a Complaint
Mandatory data (use Template B – Complaint Form in Appendix):
- Username & registered e-mail.
- Transaction / Game ID(s).
- Date & time (UTC).
- Detailed narrative (≤ 1,000 words).
- Supporting evidence links or attachments (max 10 MB).
Submission channels (monitored 24 / 7 / 365):
- E-mail: [email protected]
- Secure online form: skinjoker.com/complaints
- Live-chat: select “Complaint” from topic drop-down.
- Postal (last resort): Complaints Officer, 22/F, 2 IFC, 8 Finance Street, Central, Hong Kong.
- Voice calls are accepted but must be followed by written confirmation to preserve audit trail.
8. Data Requirements & Evidence Standards
- Blockchain proof
Provide full TX hash; screenshots alone are insufficient. - Game proof
Use built-in “Copy Fairness Log” button; do not alter JSON. - Video evidence
MP4 < 50 MB; must include address bar & system clock. - Document authenticity
Metadata must match file creation date; altered PDFs may be rejected.
9. Internal Complaint-Handling Workflow
- Acknowledgement – auto-ticket ID + human confirmation within 24 h.
- Triage – assign severity; gather logs, server seeds, KYC notes.
- Investigation – cross-departmental (Risk, RG, TechOps); Player updates every 48 h.
- Draft Decision – CO summarises facts, policy references, remedy proposal.
- Quality Review – HPP & CCO sign-off for High severity cases.
- Outcome Notification – plain-language e-mail containing decision, supporting evidence, ADR info.
- Closure – CRM ticket flagged “Resolved,” “Partially Resolved,” or “Rejected”; JSON export to Complaints Register (Appendix C).
10. Key Service-Level Objectives (SLOs)
Metric | Target | Reporting |
---|---|---|
Stage 1 average response time | ≤ 4 h | Monthly KPI dashboard |
Stage 1 resolution rate | ≥ 75 % of Complaints | Quarterly |
Stage 2 resolution (calendar) | ≤ 14 days | Monthly |
Complaints escalated to ADR | ≤ 2 % of total | Quarterly |
ADR compliance with award | 100 % within 48 h | Continuous |
11. Root-Cause Analysis (RCA) & Corrective Actions
RCA mandatory for High-severity upheld Complaints.
- Tools: 5 Whys, Fishbone (Ishikawa), Pareto charts.
- Corrective actions may include game provider patch request, staff re-training, KYC SOP revision, or UI content updates. RCA report stored in Confluence with JIRA ticket linkage.
12. Alternative Dispute-Resolution (ADR) Framework
12.1 ADR Provider Criteria
- ISO 17024 compliant staff competence.
- Data-protection measures (GDPR, PDPO).
- Decision publication policy respecting party anonymity.
SkinJoker has contracted with:
- eCOGRA Mediation Service – informal document mediation (Level 1).
- HKIAC – arbitration under UNCITRAL Rules, seat Hong Kong (Level 2).
12.2 Fees & Costs
Stage | Filing Fee | Cost to Player | Cost to SkinJoker |
---|---|---|---|
Mediation | HKD 0 | HKD 0 | HKD 3 500 flat |
Arbitration (claim ≤ USD 10 k) | HKD 500 | 50 % of arbitration fee | 50 % |
Arbitration (claim > USD 10 k) | Per HKIAC scale | Allocated per award | Allocated per award |
13. Record-Keeping, Reporting & Oversight
Record | Form | Retention | Access |
---|---|---|---|
Complaint files | PDF bundle | 5 years | CCO, CO, MLRO |
Complaints Register | Encrypted CSV | 5 years | Board, QA Audit |
ADR awards | 7 years | Legal, CCO | |
RCA reports | Confluence | 5 years | Management |
Quarterly analytics are presented to the Board: volume, category distribution, RCA themes, corrective actions.
14. Abuse, Vexatious Conduct & Anti-Harassment Safeguards
- Warn Players using abusive language, issuing threats, or spamming.
- Suspend Complaint processing until respectful communication resumes.
- Terminate accounts where vexatious behaviour persists (≥ 3 frivolous Complaints closed as unfounded within 6 months).
15. Continuous Improvement & Annual Review
PDCA cycle applied:
- Plan: Identify KPI gaps, regulatory changes.
- Do: Implement updated SOPs, staff training.
- Check: Audit sample files, verify SLOs.
- Act: Board approves revisions, publishes Version update.
Annual third-party audit (ISO 10002 lead auditor) verifies framework adequacy.
16. Updates & Change-Control
Material revisions (e.g., different ADR provider, time-frames) are notified via e-mail and in-site banner 7 days prior. Version log maintained in Appendix D.
17. Contact Directory
Function | Phone | Availability | |
---|---|---|---|
Stage 1 Complaints | [email protected] | +852 5803 8760 | 24 / 7 / 365 |
ADR Liaison | [email protected] | +852 5803 8762 | 09:00–18:00 HKT (Mon–Fri) |
Data Protection Officer | [email protected] | +852 5803 8765 | 09:00–18:00 HKT |
Postal: SkinJoker Tech Ltd., FAO Complaints Officer, 22/F, 2 International Finance Centre, 8 Finance Street, Central, Hong Kong SAR.
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